Terms of service

Terms, Conditions & Privacy Policy


Terms & Conditions

Your access to and use of this website is conditioned upon your acceptance without modification of the terms, conditions and notices contained herein. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification. The contents of all material available on this website are owned by Cambay Financial Services, LLC (Cambay) unless otherwise indicated. All trademarks used or referred to in this website are the property of their respective owners. All rights are reserved by CAMBAY and the content may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, without the prior written permission of CAMBAY, except that you may download, display, or print the materials for the purposes of researching and submitting a loan to CAMBAY provided that you do not modify the material in any way and you keep intact all copyright, trademark and other proprietary notices. The information and materials contained within this website, including but not limited to, the terms, conditions and descriptions that appear, are subject to change without notice. Not all products and services are available in all geographic areas and eligibility for products and services is subject to final determination and acceptance by CAMBAY. The information provided on this website is free of charge and for informational purposes only and does not create a business or professional services relationship between you and CAMBAY. Information on this site is provided “as is” without warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchant liability, fitness for a particular purpose or non-infringement. CAMBAY (including its employees and agents) assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, errors or omissions, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights to others. CAMBAY is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference or reliance on such information. From time to time, links may be established between this website and one or more websites operated, or content provided, by third parties. CAMBAY is not responsible for the contents of any linked site or any link contained in a linked site, or any updates or changes to such sites. Any links contained within our website are provided as a service to our users and do not necessarily imply endorsement by CAMBAY of the linked site. Links to other sites or internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by CAMBAY. As a condition of your use of the website, you warrant to CAMBAY that you will not use this website or any information contained on the website for any purpose that is unlawful or prohibited by these terms, conditions and notices. By accessing this website, you have directed your system to a computer maintained in the State of Pennsylvania. You agree that disputes arising out of or relating to the contents or use of this website are to be governed by the laws of the State of Pennsylvania. You consent to the exclusive jurisdiction of courts sitting in the State of Pennsylvania in all disputes arising out of or relating to the contents or use of this website. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law, including without limitation, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provisions will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in full force and effect. This agreement constitutes the entire agreement between you and CAMBAY with respect to the use of this website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and CAMBAY with respect to this website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. CAMBAY reserves the right to terminate this agreement at any time for any reason, including, but not limited to, violating any of the terms or conditions of this agreement. Any rights not expressly granted herein are reserved.

 Privacy Policy

Cambay Financial Services, LLC (CAMBAY) recognizes the importance of keeping the personal information you provide to us private and secure. CAMBAY has developed a comprehensive privacy policy and we use the latest technology to ensure that your personal information is secure. The personal, private information you provide to CAMBAY will be used in connection with processing, underwriting, funding and servicing the loan for which you applied. CAMBAY does not share any information about you or your company to unaffiliated third parties, except as necessary to process, underwrite, fund and service your loan, and as permitted by law. CAMBAY may share information regarding your transaction and account experience, including your name and loan transaction information, among our affiliated financial services companies to better serve your needs and to notify you of financial services that might interest you, as permitted by applicable law. CAMBAY does not share, distribute, sell or otherwise disseminate any information about you or your company, except as detailed above. At certain places on this site, live “links” to other Internet addresses can be accessed (“Linked Sites”). Such Linked Sites contain information created, published, maintained, or otherwise posted by institutions or organizations independent of CAMBAY. CAMBAY does not endorse, approve, certify or control these Linked Sites and does not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information that they may contain. CAMBAY’s Privacy Policy does not apply to these Linked Sites. The privacy policies of these Linked Sites may differ from that of CAMBAY, and you should review their policies before accessing them and/or submitting information. The purpose of this section is to explain how CAMBAY protects and uses your personal information when using this site. We want you to know that information given to us is safe, secure and used in a responsible manner. We designed features of our site to let new visitors anonymously learn about our financial products and services without revealing their identities. For these new visitors, the only information we collect online is from cookies, pixel tags or similar devices, which provide limited data, such as the date, time and areas of our site that were visited, interactions on the site, and the Web path/domain where the visitor came from. CAMBAY uses this information only to recognize you and hold information during your visit to the site. This general information allows us to serve visitors better by continually improving our website and making it more convenient. In certain cases, you can choose not to provide us with this information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site. We may not be able to customize the site’s features according to your preferences. Recent versions of most Internet browsers support the encrypted transmission of on-line documents and the data you enter on a World Wide Web page. This means that instead of sending readable text, both your browser and the website’s secure server encode all text using a security key. That way, personal data sent to your browser or data you send back would be extremely difficult to decode in the unlikely event it was intercepted by an unauthorized party. The key used for encoding is a random number that is unique to your session at the secure website. Cambay Financial Services, LLC reserves the right to change its Privacy Policy at any time.